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Am I eligible for a debt consolidation loan?

Debt consolidation loans are designed for those who are struggling with multiple unsecured debts and multiple creditors.

Unsecured debts that are ideal to be consolidated using a debt consolidation loan include credit cards, store cards, loans and Hire Purchase (HP) agreements.
You may be eligible for a debt consolidation loan even if you have:

− Past CCJs/defaults
− Mortgage or rent arrears
− Poor credit history
− Have been declared bankrupt in the past

Debt consolidation doesn’t require you to be a homeowner or even if you are a homeowner, you won’t be required to borrow against your property if you don’t want to. However, as with other types of loans, an unsecured debt consolidation loan will often have a higher interest rate than that of a secured consolidation loan.

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To date I've been involved with helping thousands of clients save money by offering personalised mortgage & debt management solutions and have assisted in restructuring million of pounds of debt. You can contact me on

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